Blog
Co-op Loans in NYC: Financing Options You Didn’t Know You Had
Our specialty is one thing: Co-op financing. And if you’ve ever tried to finance a co-op in New York City, you already know, it’s not the same as financing real estate. We Know Co-ops Co-op transactions come with strict building requirements, board approvals, and...
Non-QM Co-Op Financing: How We Closed a No-Income Co-Op Purchase in Las Vegas Expanding Co-Op Financing Beyond NYC
When most people think of co-ops, they immediately think of New York City. And while NYC remains the epicenter of co-op housing, opportunities exist in other markets, and so do financing challenges. Recently, we successfully closed a non-QM co-op purchase in Las...
Understanding Warrantable Co-ops in NYC
Understanding whether a coop is considered “warrantable” is one of the most important steps when purchasing or refinancing coop units in NYC. We specialize in financing both warrantable and non-warrantable co-ops. What Are Warrantable Co-ops? Warrantable co-ops are...
Recently Closed: $1.5M Cash-Out Refinance on a Non-Warrantable NYC Co-Op
Our specialty is exclusively in financing cooperative apartments throughout New York State, especially complex, non-warrantable co-ops that many lenders won’t touch. This recently closed transaction is a perfect example of how creative underwriting and deep co-op...
Non-Warrantable Co-Op Financing in New York: What Buyers and Owners Need to Know
Financing a cooperative apartment in New York can be complex, especially when the building is considered non-warrantable. Many lenders shy away from these transactions, leaving buyers and owners thinking their options are limited. Non-warrantable co-ops are precisely...
Co-Op Mortgage Financing for New York Investors: Solutions Through DSCR Loans
We specialize exclusively in providing co-op mortgage financing for investors. Because New York operates under co-op–specific rules and building requirements, conventional financing can be challenging. That’s where our DSCR-based co-op mortgage solutions are the...
Bank Statement Loans Now Available for NYC Co-op Apartments
We’re excited to announce that our Bank Statement Loan Program now includes co-op properties. Suppose you’re self-employed, a freelancer, or have non-traditional income sources. In that case, this program can help you secure the financing you need for a primary...
We Handle Non-Warrantable Co-op Loans
At Coops.nyc, we specialize in financing non-warrantable co-ops—cooperative apartments that don’t meet traditional lending guidelines but still present great buyer opportunities. While many lenders shy away from these deals, we see them as a chance to help buyers...
Bank Statement Program for Coops
This innovative mortgage solution is tailored for individuals who may not qualify through conventional means but can demonstrate their financial stability through 12 months of bank statements when purchasing or refinancing a cooperative apartment. Bank Statement...
Co-op Financing Solutions
Welcome to Coops.nyc, your ultimate destination for all things related to co-op financing in the state of New York! Whether you’re a first-time co-op buyer, looking to refinance a co-op, or interested in tapping into your co-op home equity, we have tailored...